You built it. Let's make sure one bad day can't take it.
Keep scrolling. We'll walk you through the risks most small businesses never see coming, the myths that leave owners exposed, and how Farmers® business insurance protects what you've worked for.
Scroll to beginIt only takes one.
Small businesses. Big bills.
Six things business owners believe —
that can cost them everything.
Tap each card to see the truth.
Tell us about your business.
We'll show you what matters.
Two quick questions. The coverage cards below will light up with what a Farmers agent would typically want to review with a business like yours.
Pick an answer above and watch the coverage cards below.
One agency. Every piece of protection.
Here's what each coverage does — in plain English, with a real-world example.
Business Owner's Policy (BOP)
Combines the major property and liability coverages into one customizable policy — the starting point for many small businesses.
General Liability
Helps with claims that your business caused a customer injury or damaged someone else's property.
Commercial Property
For your building, equipment and inventory — plus business income coverage that can help replace lost profit, up to policy limits, after a covered loss.
Workers' Compensation
Helps cover workplace injuries for your employees. Required in Colorado for businesses with employees — and premiums adjust automatically with your payroll.
Commercial Auto
For vehicles used in day-to-day business operations, with options like non-owned auto and uninsured/underinsured motorist coverage.
Business Umbrella
Extra liability protection for claims above your other policy limits — in $1 million increments, up to $10 million for qualifying businesses.
Cyber Liability & Data Breach
Can help with the costs that follow when customer information is exposed in a data breach or cyber attack.
Commercial Crime
Helps protect against the cost of theft, forgery and fraud — including employee dishonesty and counterfeit money.
Key Person & Buy-Sell Life Insurance
Life insurance that can help your business keep going after losing an owner or key employee, or fund a buy-sell agreement.
Coverage descriptions are general summaries only. Actual coverage depends on the policy's terms, conditions, limits and exclusions. Not all coverages are available to every business or in every state, and eligibility is subject to underwriting.
More affordable
than you think.
A lot of owners guess high and never ask. Here's why the real number is usually easier to live with than the guess.
The cost of coverage is predictable.
The cost of a lawsuit isn't.
We can't quote a price on this page — every business is different. A licensed agent will review your business and give you real numbers.
Darrell ran businesses
before he insured them.
Darrell Dominguez is a U.S. Navy veteran who spent 40+ years in the automotive industry — including managing national and international GM dealership operations — before opening his Farmers agency in Pueblo. Payroll, fleets, inventory, customers on the lot: he's lived it. That's the lens his team brings to your business.
2024 Prime Agency Award — Farmers Insurance
Recognized for service, growth and client experience.
Topper Club Award — Farmers Insurance
Performance recognition for top Farmers agents.
2026 Pueblo Community Votes — 1st Place
Voted Best Insurance Agency in Pueblo by the community we serve.
8 local agentsright here in Pueblo — not a call center.
Four steps. No runaround.
Reach out
Call, text, or send the quick form below.
We look at your risks
A licensed agent reviews your operation — people, vehicles, space and customers.
You see your options
Clear Farmers coverage options, explained in plain English. No pressure.
We stay local
When something happens, you call someone in Pueblo who knows your name.
Let's protect
what you've built.
One conversation with a local, licensed agent. There's no charge to review your coverage or get a quote, and no obligation to buy.
Toll-free (888) 904-1010 · 1112 Eagleridge Blvd, Pueblo, CO 81008